What is Title Insurance – and Why Do You Need It?

Did you know that Amy Snook, one of our team’s leaders, is a licensed title agent?

Amy has more than 15 years of experience in the title business. So, she is uniquely poised to help our buyers and sellers navigate the closing process, and everything that leads up to this critical piece of the puzzle!

But, if you still don’t really “get” title insurance, what it is, and why you may need it… here’s a quick rundown for you:

Title insurance is a one time purchase. Factors like your contract, the county you are in and its norms will help determine who pays for it. It’s a fee you will see on the final closing statement.

It’s is an insurance (like the name says!). This policy is for life, and it insures that the people who are selling the home are legally able to sell you the home – that all mortgages, liens, judgements, encumbrances  that are attached to the property – are all paid off.

Why does this matter? It gives you the peace of mind that you legally have the right to own and enjoy that home, and that no one will come knocking one day and tell you you don’t!

Buyers sometimes ask “Do I have to have it?

… Do you legally have to have title insurance? The answer is no.. But as Realtors, we would never be involved in a transaction that doesn’t include it. Because, for the small one-time cost, you have peace of mind for life.

If you still have questions about title insurance, feel free to message us at [email protected] or call us at (561) 571-2289.

Want more details? Read more about this important subject here.

If you’re interested in buying – now or in the future – you can search listings here – and start to familiarize yourself with the buying process and the market!

VIDEO: BUY IN AN HOA COMMUNITY IN PALM BEACH COUNTY? – OR NO HOA?

Relocating to Palm Beach County? Is it better to choose a home with an HOA (homeowners association), or one without and HOA?

In this short video, Noreen reviews some pros and cons and offers some help with making this very personal decision. Check it out!

 

Want more info about neighborhoods? Read our tips here for evaluating which ones might be right your family!

Researching Schools in Palm Beach County? Attend the 10/17 Showcase of Schools!

When it comes to picking the right school in Palm Beach County for your child, a good place is to start is The Showcase of Schools.

The South Florida Fairgrounds is host to this year’s event taking place on Tuesday, October 17th from 4:00-8:00 PM.  Admission is free!

The Showcase is a great opportunity to bring your child to meet educators and students representing public, private and charter schools.  You’ll learn about the various choice, lottery, and academy programs available.  You will also find details on deadlines along with qualifications needed to apply for the various options.

Visit https://www.palmbeachschools.org/choiceprograms/ to further research the choice programs online.

Selecting schools is a personal and important process, and varies based on the goals you and your child have for his or her education. We encourage you to involve your child on selecting the right school for them. Whether public, private or charter; include them in the process, and take them on the tours. With their input and your guidance you can arrive at the best solution (school) for your family!